Correlation & portfolio risk
Course 05 · Final lesson

Return means little without the risk required.

Compare strategies fairly using Sharpe, Sortino, Calmar, and Information ratios—then challenge every score with context.

Original comparison visual

One return. Four definitions of risk.

No ratio is universally best. Choose the denominator that matches the experience and mandate you actually care about.

SharpeAll variability counts as risk
SortinoOnly harmful volatility counts
CalmarReturn versus worst drawdown
InformationActive return versus benchmark

Sharpe ratio

(Return − risk-free rate) ÷ volatility

Useful for broad comparison when upside and downside variability are treated equally.

Sortino ratio

(Return − target) ÷ downside deviation

Focuses on returns below a target, avoiding a penalty for beneficial upside volatility.

Calmar ratio

Annual return ÷ maximum drawdown

Connects reward to the deepest observed capital decline and is sensitive to the sample window.

Information ratio

Active return ÷ tracking error

Evaluates consistency of outperformance relative to a chosen benchmark.

Fair comparison

Standardise before ranking

A precise ratio built from inconsistent inputs is still a misleading ratio.

Use the same date range and return frequency.
Annualise return and risk consistently.
Include fees, slippage, and financing costs.
Use an appropriate benchmark and risk-free rate.
Inspect confidence intervals and sample size.
Compare ratios alongside absolute drawdown.
Final interactive lab

Risk-adjusted scorecard

Compare the same return through four different risk lenses. Use annualised inputs measured over the same period.

Sharpe ratio

1.17

Reward relative to total volatility

Sortino ratio

1.75

Reward relative to downside deviation

Calmar ratio

1.20

Reward relative to maximum drawdown

Information ratio

1.33

Reward relative to tracking error

How ratios mislead

01

Short samples

A favourable regime can make an unstable strategy look exceptional.

02

Smoothed returns

Illiquid pricing can suppress measured volatility and inflate Sharpe.

03

Hidden tails

A strong average ratio can coexist with rare, catastrophic losses.

Risk Management course complete

You now have a complete risk operating system.

Position size controls the trade. VaR and ES describe the tail. Drawdown measures the path. Correlation reveals hidden concentration. Risk-adjusted returns judge the reward earned for carrying it all.